![]() Staying within your network is easiest and potentially cheaper, as in-network dentists contract with the insurer to offer lower rates. Typically, a DPPO plan provides the same coverage formula whether the dentist you see is in or out of network. It’s worth contacting your insurer or checking your plan documents ahead of time to find out. This means that, with a plan structure like 100/80/50, you’d be on the hook for half of the cost, instead of $0. But if you need oral surgery to have your tooth extracted, your plan might consider it a major restorative procedure. Nonsurgical dental extractions are usually considered basic services. After you meet the deductible, you’d pay 20% of the cost for basic restorations, and 50% for major procedures. Your out-of-pocket cost for preventative care would be zero. With this plan, the insurer would reimburse you:Ĩ0% for basic restorations like fillings and extractionsĥ0% for major procedures like root canals For example, you might have a 100/80/50 plan for dental providers. DPPO plansĭPPO plans are built around coverage formulas. The type of dental insurance you have determines how much you'll have to pay out of pocket. The two most-common plan types are dental preferred provider organizations (DPPOs) and dental health maintenance organizations (DHMOs). (More on this below.) If you don’t, you can buy stand-alone dental insurance through the health insurance marketplace or elsewhere online. If you have dental insurance, your plan should cover some of the costs of a tooth extraction and related expenses. View more medications Does dental insurance cover the cost of tooth extractions? ![]()
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